Experience JCP FinLaw

We advise a wide range of regulated entities and financial operators, including:

Listed companies

Credit institutions and financial credit institutions (EFCs)

Payment institutions and electronic money institutions (EMIs)

Investment services firms

UCITS and pension fund management companies

Insurance and reinsurance companies, and insurance intermediaries

Crypto-asset service providers (CASPs) and FinTech platforms.

Our legal services combine deep technical expertise with a clear business focus, adding strategic value in all key areas of commercial, banking and financial law. We are hands-on, responsive, and fully attuned to the regulatory and operational realities of our clients.

Key Transactions & Cases:

Licensing and Authorisation Processes

Advising on the authorisation of a investment services firm before the CNMV.

Legal support for the incorporation and licensing of an insurance undertaking before the DGSFP.

Comprehensive advice on the authorisation of an electronic money institution (EMI) before the Bank of Spain.

Assistance in the registration of a crypto-asset service provider (CASP) with the Bank of Spain.

Regulatory and procedural advice in obtaining authorisation as a crowdfunding platform before the CNMV.

Structuring and incorporation of a financial credit institution (EFC), including filings with the Ministry of Economy and the Bank of Spain

Advising on the authorisation of a investment services firm before the CNMV.

Legal support for the incorporation and licensing of an insurance undertaking before the DGSFP.

Comprehensive advice on the authorisation of an electronic money institution (EMI) before the Bank of Spain.

Assistance in the registration of a crypto-asset service provider (CASP) with the Bank of Spain.

Regulatory and procedural advice in obtaining authorisation as a crowdfunding platform before the CNMV.

Structuring and incorporation of a financial credit institution (EFC), including filings with the Ministry of Economy and the Bank of Spain

Sanctions and Supervisory Proceedings

Defence of a credit institution in disciplinary proceedings brought by the Bank of Spain.

Representation of a financial institution in AML-related enforcement action by the Commission for the Prevention of Money Laundering.

Defence of a management company in sanctioning proceedings initiated by the CNMV.

Defence of a credit institution in disciplinary proceedings brought by the Bank of Spain.

Representation of a financial institution in AML-related enforcement action by the Commission for the Prevention of Money Laundering.

Defence of a management company in sanctioning proceedings initiated by the CNMV.

Regulatory Compliance and Risk Governance

Implementation of MiFID II in the private banking division of a credit institution, including client segmentation, product governance, and inducement policies.

Drafting of a Criminal Risk Prevention Plan tailored to the operational structure of a regulated entity.

Preparation and review of internal compliance policies and procedures, including training, conflict of interest management and recordkeeping.

Design and implementation of a whistleblowing channel under Law 2/2023 and the EU Whistleblowing Directive.

Implementation of MiFID II in the private banking division of a credit institution, including client segmentation, product governance, and inducement policies.

Drafting of a Criminal Risk Prevention Plan tailored to the operational structure of a regulated entity.

Preparation and review of internal compliance policies and procedures, including training, conflict of interest management and recordkeeping.

Design and implementation of a whistleblowing channel under Law 2/2023 and the EU Whistleblowing Directive.

Corporate Governance, ESG and Market Conduct

Advising a credit institution on ESG regulatory compliance, including governance reforms and disclosure obligations under SFDR and Taxonomy Regulation.

Support to a listed company in the drafting of material disclosures and the management of market abuse risks.

Continuous advisory to listed issuers on corporate governance compliance, including director remuneration policies and best practice under the Good Governance Code.

Advising a credit institution on ESG regulatory compliance, including governance reforms and disclosure obligations under SFDR and Taxonomy Regulation.

Support to a listed company in the drafting of material disclosures and the management of market abuse risks.

Continuous advisory to listed issuers on corporate governance compliance, including director remuneration policies and best practice under the Good Governance Code.

Corporate Transactions and Group Restructuring

Regulatory and prudential advice in the context of the cross-border restructuring of a financial group operating across multiple EU jurisdictions, including implications for supervisory consolidation and licensing passporting.

Regulatory and prudential advice in the context of the cross-border restructuring of a financial group operating across multiple EU jurisdictions, including implications for supervisory consolidation and licensing passporting.